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Navigating health insurance can feel overwhelming, especially when headlines are swirling, federal rules are shifting and new plan options are entering the mix. With so much noise in the headlines, it's completely normal to feel overwhelmed.

Whether you're already enrolled in an individual or family plan or shopping through the Washington Health Benefit Exchange (wahealthplanfinder.org) for the first time, we've outlined the key updates and important areas to keep in mind during this year's open enrollment period.

First, a new lower-cost plan called "Vital Gold" joins the current Gold plan, wh...