Don't let winter cost you: Essential insurance changes for the off-season

Don’t let winter cost you: Essential insurance changes for the off-season

The onset of winter presents a unique convergence of aesthetic beauty and significant financial risk. While the season offers picturesque scenery, it simultaneously introduces hazards like frozen pipes, increased liability for premises injuries, and damage to seasonally stored assets. These incidents frequently lead to costly insurance claims that can severely impact a household budget.

A common pitfall is treating an insurance policy as a static agreement. However, as climatic conditions and personal usage patterns shif...