Washington's runaway liability crisis

I have discussed in previous articles about how risk insurance in the State of Washington is out of control. But how did we get here?

In the 1960's, Washington lawmakers waived something called sovereign immunity for the state, counties, cities, and other local governments.

Sovereign immunity is legal protection that generally keeps government from being sued. Back then, Washington lawmakers chose to remove that protection so people harmed by government negligence could seek fair compensation.

That wasn't wrong, but the state went too far. Washington opened the door to lawsuits wider than any...