NOTICE OF TRUSTEE’S SALE
FILE NO: 21-00108WA
Pursuant to RCW 61.24 et seq. Grantor(s) of Deed of Trust Dean
A. Scroggie and Adrienne J. Scroggie Current Beneficiary Lakeview
Loan Servicing, LLC Current Trustee Affinia Default Services,
LLC Current Mortgage Servicer Flagstar Bank, N.A. Deed of Trust
Recording Number (Ref. #) 2012 0459989 Parcel Number(s) 0701-
019-003000 I. NOTICE IS HEREBY GIVEN that the undersigned
Trustee will on August 25, 2023, at 09:00 A.M. at Front Entrance,
Pioneer Title Co., of Washington, 403 Logan Street, Davenport, WA
99122, sell at public auction to the highest and best bidder, payable
at the time of sale, the following-described real property, situated in
the County of Lincoln, State of Washington, to wit: LOT 3, BLOCK
19, TOWN OF Sprague, ACCORDING TO PLAT THEREOF,
RECORDED IN BOOK "A" OF PLATS, PAGE 3, RECORDS OF
LINCOLN COUNTY, WASHINGTON. Commonly known as: 311
W 2nd St., Sprague, WA 99032 AKA 311 E 2nd St., Sprague, WA
99032 The above property is subject to that certain Deed of Trust
dated January 6, 2012, recorded January 12, 2012, under Auditor’s
File No. 2012 0459989, records of Lincoln County, Washington,
from Dean A. Scroggie and Adrienne J. Scroggie, as Grantor,
to Pioneer Title Company as Trustee, to secure an obligation in
favor of Mortgage Electronic Registration Systems, Inc., solely as
nominee for MetLife Home Loans, a Division of Metlife Bank, N.A.,
its successors and assigns, as Beneficiary, the beneficial interest
in which was assigned to Lakeview Loan Servicing, LLC, under an
Assignment recorded under Auditor’s File No. 20190480285. II. No
action commenced by the Beneficiary of the Deed of Trust is now
pending to seek satisfaction of the obligation in any Court by reason
of the Borrower’s or Grantor’s default on the obligation secured by
the Deed of Trust. III. The defaults for which this foreclosure is made
are as follows: 1. Failure to pay when due the following amounts
which are now in arrears: o $26,659.69 which included the monthly
payments, late charges, and accrued fees and costs. IV. The sum
owing on the obligation secured by the Deed of Trust is: Principal
$57,320.82, together with interest as provided in the note or other
instrument secured from May 1, 2019, and such other costs and
fees as are due under the Note or other instrument secured, and
as are provided by statute. V. The above-described real property
will be sold to satisfy the expense of sale and the obligation secured
by the Deed of Trust as provided by statute. The sale will be made
without warranty, express or implied, regarding title, possession,
or encumbrances on August 25, 2023. The default(s) referred to in
paragraph III must be cured by August 14, 2023 (11 days before
the sale date), to cause a discontinuance of the sale. The sale will
be discontinued and terminated if at any time on or before August
14, 2023 (11 days before the sale date), the default(s) as set forth
in paragraph III are cured and the Trustee’s fees and costs are
paid. The sale may be terminated any time after August 14, 2023
(11 days before the sale date), and before the sale by the Borrower,
Grantor, any Guarantor, or the holder of any recorded junior lien or
encumbrance paying the entire principal and interest secured by the
Deed of Trust, plus costs, fees, and advances, if any, made pursuant
to the terms of the obligation and/or Deed of Trust, and curing all
other defaults. VI. A written notice of default was transmitted by the
Trustee to the Borrower and Grantor at the following addresses:
Adrienne J. Scroggie 311 E 2nd Street Sprague, WA 99032 Adrienne
J. Scroggie 311 W 2nd St. Sprague, WA 99032 Adrienne J.
Scroggie PO Box 271 Sprague, WA 99032 Brenda McNall 53680
Fishtrap Rd. E Sprague, WA 99032 Dean A. Scroggie 311 E 2nd
Street Sprague, WA 99032 Dean A. Scroggie 311 W 2nd Street
Sprague, WA 99032 Dean A. Scroggie PO Box 271 Sprague, WA
99032 Sharon Heroth 1769 State HWY 29A Gloversville, NY 12078
by both first class and certified mail on January 31, 2023; and the
notice of default was personally served upon the Borrower and
Grantor, or was posted in a conspicuous place on the real property
described in paragraph I above on February 03, 2023. The Trustee
has possession of proof of mailing, and service or posting. VII. The
Trustee whose name and address are set forth below will provide
in writing to anyone requesting it, a statement of all costs and fees
due at any time prior to the sale. VIII. The effect of the sale will be
to deprive the Grantor and all those who hold by, through or under
the Grantor of all their interest in the above-described property. IX.
Anyone having an objection to the sale on any grounds whatsoever
are afforded an opportunity to be heard as to those objections if they
bring a lawsuit to restrain the sale pursuant to the RCW 61.24.130.
Failure to bring such a lawsuit may result in a waiver of any proper
grounds for invalidating the Trustee’s sale. X. NOTICE TO OCCUPANTS
OR TENANTS: The purchaser at the trustee’s sale is entitled
to possession of the property on the 20th day following the sale, as
against the Grantor under the Deed of Trust (the owner) and anyone
having an interest junior to the deed of trust, including occupants who
are not tenants. After the 20th day following the sale, the purchaser
has the right to evict occupants who are not tenants by summary
proceedings chapter 59.12 RCW. For tenant-occupied property, the
purchaser shall provide a tenant with written notice in accordance
with RCW 61.24.060. THIS NOTICE IS THE FINAL STEP BEFORE
THE FORECLOSURE SALE OF YOUR HOME. You have only 20
DAYS from the recording date on this notice to pursue mediation.
DO NOT DELAY. CONTACT A HOUSING COUNSELOR OR AN
ATTORNEY LICENSED IN WASHINGTON NOW to assess your
situation and refer you to mediation if you are eligible and it may help
you save your home. See below for safe sources of help. SEEKING
ASSISTANCE Housing counselors and legal assistance may be
available at little or no cost to you. If you would like assistance in
determining your rights and opportunities to keep your house, you
may contact the following: The statewide foreclosure hotline for
assistance and referral to housing counselors recommended by
the Housing Finance Commission: Telephone: 1-877-894-HOME
(1-877-894-4663) Website: http://www.dfi.wa.gov/consumers/homeownership/
post_purchase_counselors_foreclosure.htm The United
States Department of Housing and Urban Development: Telephone:
1-800-569-4287 Website: http://www.hud.gov/offices/hsg/sfh/hcc/fc/
index.cfm?webListAction=search&searchstate=WA&filterSvc=dfc
The statewide civil legal aid hotline for assistance and referrals to
other housing counselors and attorneys: Telephone: 1-800-606-
4819 Website: http://nwjustice.org/what-clear PURSUANT TO THE
FAIR DEBT COLLECTION PRACTICES ACT, YOU ARE ADVISED
THAT AFFINIA DEFAULT SERVICES, LLC MAY BE DEEMED TO
BE A DEBT COLLECTOR AND ANY INFORMATION OBTAINED
MAY BE USED FOR THAT PURPOSE. DATED April 18, 2023
By: Samantha Snyder Name: Samantha Snyder Title: Foreclosure
Processsor of Affinia Default Services, LLC 320 120th Ave. NE,
Suite B203 Bellevue, WA 98005 (425) 800-4703 NPP0433935 To:
Davenport TIMES 07/27/2023, 08/17/2023
Reader Comments(0)